CM Overview
LINE Credit aims to develop the unsecured personal loan “LINE Pocket Money” and provide financial services tailored to the needs of individuals. Be careful not to borrow too much and check the lending conditions.
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- Kirin Kawashima
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【Product Overview】
・Product type: Unsecured personal loan “LINE Pocket Money”
・Eligible users: “LINE Account” “LINE Those who have already registered for a LINE Money account for “Pay” and who meet the following criteria
– Those who meet the conditions set by our company, such as being over 20 years old and under 66 years old at the time of signing a new contract, and being able to expect a stable and continuous income
*Contracts are subject to a set screening process
– Maximum contract amount: 30,000 to 3 million yen
– Loan interest rate (effective annual rate): 3.0 to 18.0%
– Late payment charges (effective annual rate): 20.0%
– Collateral/joint guarantor: not required
– You may be asked to use a guarantor company specified by our company.
・Repayment method: Balance-sliding principal and interest fixed-amount revolving method
・Repayment period/number of times: If the contract maximum amount is 300,000 yen or less, 1 month to 36 months, 1 to 36 payments
If the contract maximum amount is over 300,000 yen and up to 1 million yen, 1 month to 60 months, 1 to 60 payments
If the contract maximum amount is over 1 million yen, 1 month to 180 months, 1 to 180 payments
・Use of funds: Only for living expenses, not for business expenses
・Repayment simulation can be viewed here (https://lin.ee/3kBePp947/ifyc/pr)
※Please view the above link from a smartphone, tablet, etc.
※When applying for “LINE Pocket Money”, you will need to go through our designated screening process and follow the procedures outlined in the Money Lending Business Act.
※This is subject to the total amount restrictions outlined in the Money Lending Business Act.